(EMAILWIRE.COM, May 12, 2008 ) Atlanta, GA--The reality is that if small investors and business are down and out – either personally or in their business – nobody will lend them a dime. If their riding high, people (and institutions) seem ready, willing and able to open their wallet!

The best solution is to make sure they have access to money now, before they need it. They don’t necessarily need cash in hand, either. Having a flexible line of credit that they can use when they need it can be just as effective.

Here are six great reasons for establishing a dependable source of money NOW, rather than when the roof is caving in.

1. Timing is everything. At the risk of being redundant, nail down a dependable source of cash before they need it. If a great opportunity comes up, they want to be able to act immediately. If there’s an emergency, they don’t have time to start looking for funds. Either way, cash – or its equivalent – can make the difference. In short, opportunities don’t wait. And they can’t wait if there’s a crisis looming.

2. Make decisions from a position of strength. It is empowering to make a business decision knowing they have a definite pool of money to work with. It brings a degree of clarity that wishing, hoping and guessing can’t match.


3. Stay in control. In business, almost nothing can put them into a tailspin like a significant financial squeeze. If they have to make payroll or meet an unexpected expense, you’ll have to scramble to “pull forward” anything with a dollar sign attached. Would they feel more in control if they had a pre-approved line of credit that they could tap if and when an emergency occurred?

4. Changing market conditions. In recent months, top mortgage lenders have closed their doors or severely cut back programs for home buyers. Foreclosures are high. The current housing and mortgage environment is creating pressure on business in general. Unsecured credit is almost impossible to find. If they can find a line of credit today, don’t wait.


5. Convenience. What could be more convenient than having a pre-approved line of credit available that they can use with the ease of writing a check? They certainly don’t want to jump through a lot of hoops every time they need to use the money. For most people, ease of use, minimal hassles, and clear step-by-step processes are worth the investment. After all, how much is your time and peace of mind worth? Find a line of credit that is easy to get and easy to use.

6. Separate your personal assets from your business. Many entrepreneurs and small business owners fall into the trap of using their own money and credit to build their business. This can have a serious impact for the business owner. Consider the implications. A business owner’s personal assets and credit can be eaten up quickly if he or she acts as the bank. Also, personal debt can slam your debt-to-income ratios, which could limit them if they wanted to buy that new dream home. Create a line of credit for their business, instead.
Now you have the six reasons, lets get to someone who can do something about it says Mark Maupin, real estate instructor at local college in Detroit, Michigan. Maupin say’s “Pat Gage is only credit speaker in the market that gives a step by step system to get business lines of credit. Pat tells it like it is and his system works!”

Pat Gage, The Opportunity Creator, and a leading expert in the field of business credit has helped a number of clients target his specialty, starting, expanding, and growing their businesses through his trademarked 10 Steps to Money System. The Opportunity Creator is not only a sought after business credit coach but also a national speaker. For more information on FREE CD on business line of credit, visit Gage’s site at http://www.10stepstomoney.com

The "10 Steps To Money Quick Start" CD is one of the most real-life; step-by-step business funding systems you’ll find anywhere with strategies, tips and techniques known by a select few. Until now!
Discover a proven, but little-known system to tap into unlimited sources of Money to grow your business, buy the inventory you need, hire that sales staff and lease that fleet of trucks that will give you that competitive advantage. For example, you'll learn strategies and secrets, like...
• How to effectively separate your personal assets from your business to protect your corporate veil…and your family’s well-being.

• How to obtain a DUNS number in less than 9 hours and build a bulletproof business credit profile with multiple business credit bureaus and have the bankers calling you.

• How to Get Business Credit cards and lines of Credit from $30,000 to $100,000+ with interest rates that won't break to bank.

• Step-by-step instructions in the art of filling out funding applications. It took me 2 years to perfect this simple system that prevents failure and keeps you from making mistakes. You can be prepared or declined. The choice is yours.
... And much, much more!


Credit lines are available in the following states:

Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan(MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA) , Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)

Credit lines are available in following Major Metro Areas:

Albuquerque, Atlanta, Austin Baltimore, Boston, Charlotte, Chicago, Chico, Cincinnati, Cleveland, Columbus, Dallas, Fort Worth, Denver, Bolder, Detroit, Ft Lauderdale, Palm Beach, Harford, Houston, Indianapolis, Jacksonville, Kansas City, Las Vegas, Little Rock, Long Island, Los Angeles, Memphis, Miami, Milwaukee, Minneapolis, St Paul, Monterey, Nashville, New Haven, New York, Oakland, East Bay, Oklahoma City, Orange County, Orlando, Philadelphia, Phoenix, Pittsburgh, Portland, Puerto Rico, Raleigh-Durham, Reno, Tahoe, Rochester, Sacramento, Salt Lake City, San Francisco, San Jose, Silicon Valley, Santa Fe, Seattle, Spokane, Springfield, St. Louis, Tampa, Toronto, Tucson, and Washington Dc.


For more information on FREE CD on business line of credit, visit Gage’s site at http://www.10stepstomoney.com

Contact Information:
Destiny Now, LLC
Pat Gage
Tel: 877-262-0688
Email us